Medavie Blue Cross

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Insurance Companion: Step-by-Step Help for Coverage Information & Claims

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Step-by-Step Guide to Filing Claims with Medavie Blue Cross

1. Prepare Required Documentation

  • General Requirements:
    • Original receipts with provider name, license number, service date, and cost.
    • Prescriptions (if applicable for medical devices, orthotics, or specialized treatments)
    • Itemized statements or medical assessments for complex claims (e.g., orthopedic shoes, insulin pumps)
  • Special Cases:
    • Medical equipment (e.g., CPAP machines): Requires pre-approval and a physician’s referral
    • Travel claims: Include proof of trip interruption or emergency medical reports

2. Log In or Register

  • New Users:
  • Existing Users:
    • Sign in with your email and password.

3. Submit Your Claim

Option 1: Online via Member Portal

  1. Navigate to “Submit a Claim” → Select benefit type (e.g., Drugs, Dental, Extended Health).
  2. Upload scanned receipts (JPEG/PDF/PNG) and answer eligibility questions (e.g., other coverage, accident-related treatment)
  3. Enter direct deposit details for reimbursement.

Option 2: Mobile App

  1. Download the Blue Cross Mobile App (iOS/Android).
  2. Select “Submit a Claim” → Upload photos of receipts (up to 10 images per claim).
  3. Track status via “View My Claims” 9.

Option 3: Mail or Fax

  1. Download and complete the Health Claim Form.
  2. Attach receipts and mail to:
    Medavie Blue Cross
    ATTN: Claims Department
    185 The West Mall, Suite 1200
    Etobicoke, ON M9C 5P1
    Fax: 1-844-622-6063 912.

4. Track and Receive Payment

  • Processing Time:
    • Online/Mobile: 3–5 business days
    • Mail: 10 business days (due to postal delays)
  • Payment Methods:
    • Direct deposit (preferred) or cheque.
    • Check status via the “Statements” tab on the portal

FAQ: Medavie Blue Cross Claims

1. What documents are required for paramedical claims (e.g., physiotherapy)?

  • Original receipts with provider details (license number, service date, cost).
  • Prescriptions for specialized treatments (e.g., orthotics)

2. How long does reimbursement take?

  • Online/mobile claims: 3–5 business days.
  • Mailed claims: Up to 10 business days

3. What is the deadline to submit claims?

  • Claims must be filed within 90 days after the policy year ends or coverage termination

4. Can providers bill Medavie directly?

  • Yes. Use ePay for direct billing with approved providers (searchable via the app or portal)

5. What if my claim is denied?

  • Common reasons: Missing receipts or exceeding coverage limits. Resubmit with corrections or contact support at 1-888-588-1212

6. Are international students covered during the August blackout period?

  • New students: Claims between August 1–31 must be submitted in September. Returning students are unaffected

7. How are disability benefits coordinated with other income?

  • Short-Term Disability (STD)/Long-Term Disability (LTD) benefits may be reduced by other income (e.g., Canada Pension Plan). Retroactive payments require reimbursement to Medavie

8. Do I need pre-approval for medical equipment?

  • Yes. Submit a Letter of Medical Necessity for items like insulin pumps or CPAP machines

9. How do I update my address for claim correspondence?

  • Update details in your university portal (e.g., McGill’s Minerva) or notify Medavie directly

10. What if I receive no response after submitting a claim?

  • Contact Medavie at 1-888-588-1212 if no reply within 30 days. Ensure your address is correct